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Forbidden SMS and MMS Categories in the US and Canada – BizStackPro Help

BizStackPro Conversations Help Guide

Forbidden SMS & MMS Categories in the US and Canada

Understand the SMS and MMS categories, consent practices, and link methods identified as prohibited or restricted so you can reduce the risk of message blocks, fines, or messaging-service suspension.

Quick Answer

What SMS and MMS content should you avoid?

The source guide identifies categories such as high-risk financial services, third-party lead generation, debt relief, get-rich-quick schemes, cannabis and CBD, prescription drugs, gambling, and S.H.A.F.T. content as prohibited for SMS/MMS use in the United States and Canada. It also warns against indirect consent and shared public URL shorteners.

Why These Restrictions Matter

SMS and MMS can be useful communication channels, but carriers apply restrictions to the types of content and businesses allowed to use those channels.

The source guide warns that prohibited content can result in blocked messages, service disruption, fines, or account suspension.

Restrictions can apply not only to what a message says, but also to how the contact opted in and what type of link is included in the message.

Reviewing your business category, message content, consent source, and links before sending can help reduce avoidable messaging problems.

Review both what you send and what your business offers

The source page recommends checking both the message content and the underlying product, service, or business category before using SMS or MMS.

SMS/MMS Compliance at a Glance

Region US and Canada
Main Risk Blocked Messages / Suspension
Consent Direct and Verifiable
Public Shorteners Restricted / Filtered
Preferred Links Branded Short URLs
T-Mobile Fine Example $500–$2,000

Before You Begin

Review the business, audience, consent source, and message content before using SMS or MMS.

  • Identify what product, service, or offer the message promotes.
  • Confirm the business category is appropriate for SMS/MMS messaging.
  • Verify that the contact opted in directly.
  • Avoid shared lists, scraped contacts, or third-party lead databases.
  • Review every URL included in the message.
  • Avoid shared or free public URL shorteners.
  • If a topic appears restricted, consider another appropriate communication channel instead.

Forbidden SMS and MMS Categories

The source page identifies the following categories as commonly treated as strictly prohibited for SMS/MMS in the United States and Canada.

High-Risk Financial Services

The source includes payday loans, student loans, crypto investments, and third-party loans in this category.

Third-Party Lead Generation and Marketing

The guide identifies sharing, selling, or collecting opt-ins indirectly through third parties as prohibited.

Debt Collection and Credit Repair

The source lists debt relief, credit repair, and third-party debt collectors among the prohibited use cases.

Get-Rich-Quick Schemes

The source includes work-from-home scams, MLMs, and pyramid schemes in this category.

Cannabis, CBD, and Other Listed Substances or Products

The source page identifies cannabis, CBD, Kratom, vape products, and fireworks as prohibited categories.

It specifically states that cannabis and CBD SMS/MMS content is treated as prohibited regardless of state-level legality.

Prescription Drugs

The source identifies non-over-the-counter medications and related paraphernalia as prohibited.

Gambling

Sweepstakes, sports picks, casino promotions, and similar gambling-related messaging are listed as prohibited.

S.H.A.F.T. Content

The source identifies sex, hate, alcohol, firearms, tobacco, and vaping content under its S.H.A.F.T. restriction.

Message Blocks, Fines, and Suspension Risk

The source page warns that prohibited messaging can lead to immediate blocking and suspension of SMS/MMS services.

Messaging Suspension

The FAQ states that a sub-account's SMS/MMS service can be suspended for policy violations.

T-Mobile Fine Example

The source states that beginning February 15, 2024, T-Mobile fines can range from $500 to $2,000 when prohibited content is detected.

Sev-0 Violations

The source describes a Sev-0 violation as a severe non-compliance event that can result in message blocking, fines, and increased suspension risk.

When SMS or MMS Is Not Appropriate

The source recommends considering another appropriate communication channel when a topic is restricted for SMS or MMS.

Its example is to use a channel such as email until you have confirmed that the communication is appropriate for SMS/MMS.

SMS Compliance Best Practices

Review the Business Category First
Reason: Some restrictions apply to the underlying business or offer, not only to the wording of the individual message.
Use Direct, Verifiable Opt-In
Reason: Shared lists, scraped contacts, and indirect third-party consent are specifically identified as problematic in the source guide.
Use Branded Links
Reason: Shared or free public URL shorteners may be filtered, according to the source page.
Choose Another Channel When Needed
Reason: If a subject is restricted for SMS/MMS, another appropriate communication channel may be a better option.

Frequently Asked Questions

What happens if I violate the SMS/MMS messaging policy?
The source page states that SMS/MMS services can be suspended for policy violations.
Are there any fines for sending prohibited content over T-Mobile's network?
Yes. The source states that beginning February 15, 2024, fines can range from $500 to $2,000 when prohibited content is detected.
Can I send messages related to cannabis or CBD?
No. The source page states that cannabis and CBD-related SMS/MMS content is treated as prohibited regardless of state-level legality.
What is a Sev-0 violation?
The source describes Sev-0 as a severe non-compliance event that can trigger message blocks, fines, and increased risk of suspension.
Can I use public URL shorteners in SMS/MMS?
No. The source guide states that shared or free public URL shorteners are filtered and recommends branded short URLs or domains instead.

Continue Learning

Continue learning how SMS messaging, links, group conversations, attachments, and messaging-status troubleshooting work inside BizStackPro.

Recommended Next Step

Review how links should be used inside SMS messages.

Once you understand the prohibited categories and public URL-shortener restriction, continue with the Trigger Links guide to learn how links can be used inside SMS conversations.

Keep Messaging Organized While Following the Rules That Apply

BizStackPro brings SMS, MMS, contacts, conversations, workflows, and messaging tools together so you can manage outreach from one system while keeping consent, message content, and channel restrictions in mind.

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