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Default Gateways for Payment Integrations
Set a default payment gateway in BizStackPro to simplify new transactions. Choose Stripe, Authorize.net, or NMI for order forms, invoices, and Text2Pay—while keeping existing subscriptions running.
Choosing the Right Gateway for Every New Payment
When multiple payment gateways are connected, it can be unclear which one will process new transactions across invoices, order forms, or payment links.
A default gateway defines the primary processor used for new payments, ensuring transactions are routed consistently through one selected system.
Without a defined default, payment flows can become inconsistent, leading to confusion in processing, reporting, or customer experience.
This guide will walk you through how default gateways work so you can control how new payments are handled across your account.
To begin, review what a default payment gateway is and how it applies to your payment setup.
What Is a Default Payment Gateway?
When you connect multiple payment gateways, BizStackPro needs one “default” gateway to use for new transactions. This prevents confusion and ensures order forms, invoices, and Text2Pay links always know which gateway to process through.
Key idea: The default gateway affects new payments. Existing subscriptions usually continue on the gateway they were created with.
How to Set Your Default Gateway
You choose your default gateway during setup when adding a gateway under Payments integrations.
- Go to Payments → Integrations.
- Add or select a gateway: Stripe, Authorize.net, or NMI.
- Confirm the prompt to set it as the default gateway.
Note: You can connect multiple gateways at once. You still must pick one default for new transactions.
Which Gateways Can Be Default?
- Stripe: Supports Apple Pay and Google Pay, and is commonly used across many payment areas.
- Authorize.net: Available as a default option for supported payment flows.
- NMI: Supports invoices, Text2Pay links, and order forms as the default.
- PayPal: Works alongside credit card gateways but cannot be set as the default gateway.
Apple Pay / Google Pay: Only Stripe supports these options.
What Happens When You Change the Default?
Changing the default gateway generally affects future payments, not subscriptions that are already active.
- Existing subscriptions: Continue as usual with the gateway they were created on (Stripe/PayPal/Authorize.net).
- New transactions: Use the selected default gateway.
- NMI scope: NMI supports invoices, Text2Pay links, and order forms. Other areas (like SaaS or memberships) may continue using Stripe.
Important Warning Before Disconnecting Gateways
If you disconnect a gateway that has active subscriptions, recurring charges may fail and those subscriptions can become unpaid.
Do this instead: Keep all gateways connected while subscriptions are active. Only disconnect after migrating or ending those subscriptions.
Pro Tips
- Choose Stripe if you need Apple Pay / Google Pay.
- Keep all active payment connections in place to avoid disruptions.
- Use workflows with smart conditions (like If/Else) to manage notifications and payment events across gateways.
Want simpler payments across order forms and invoices?
Setting a default gateway reduces friction for new payments while keeping existing subscriptions intact.
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Frequently Asked Questions
What is a default payment gateway?
It’s the primary gateway used for processing new transactions when multiple gateways are connected.
How do I set a default gateway?
Go to Payments → Integrations, add/select a gateway (Stripe, Authorize.net, or NMI), and confirm it as the default during setup.
Can I use PayPal as my default gateway?
No. PayPal can be used alongside, but the default must be Stripe, Authorize.net, or NMI.
Do I need to disconnect Stripe to connect NMI or Authorize.net?
No. You can connect multiple gateways at once. You still need one default for new transactions.
What happens to existing subscriptions if I change the default gateway?
Existing subscriptions continue on their original gateway. The default gateway only affects new transactions.
Can I use Apple Pay and Google Pay with NMI or Authorize.net?
No. Only Stripe supports Apple Pay and Google Pay.
What types of payments does NMI support as default?
NMI supports invoices, Text2Pay links, and order forms. Other payment areas may continue using Stripe.
What happens if I disconnect a gateway with active subscriptions?
Recurring subscription payments can fail and become unpaid. Keep gateways connected while subscriptions are active.
Keep Payments Flexible Without Breaking Subscriptions
Use a default gateway to route new transactions correctly—while leaving existing subscriptions and recurring charges stable on their original connections.
Fewer issues. Cleaner checkout.
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