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Available Testing Cards for Payment Integrations – BizStackPro Help

Available Testing Cards for Payment Integrations

Q: Can I use test cards in live environments?

No. Test cards only work in sandbox/test environments and should never be used for real transactions.

Q: What expiration date should I use?

Any future date will work. The month and year don’t matter as long as it’s after today.

Q: What CVV/CVC should I use?

Any 3 digits for Visa, Mastercard, Discover, Diners, EnRoute, and JCB; any 4 digits for Amex.

Q: Are test cards specific to each processor?

Yes. Use Authorize.net, Stripe, or NMI test cards only in their respective sandbox environments.

Q: What is a sandbox environment?

A sandbox is a secure test environment where developers simulate real transactions without using actual money or customer data.

Use these test card numbers inside sandbox environments (Authorize.net, Stripe, and NMI) to safely simulate transactions before you switch your BizStackPro payments live.

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Testing Payments Without Risking Real Transactions

Before going live with payments, it can be difficult to confirm everything works correctly without risking real charges or customer data.

Test card numbers allow you to simulate transactions inside a sandbox environment, helping you verify payment flows, receipts, and automations safely.

Without proper testing, issues with processing, confirmations, or integrations may only appear after going live, which can disrupt real transactions.

This guide will walk you through how to use test cards correctly so you can validate your payment setup before switching to live mode.

To begin, review the key requirements and rules before using test cards in your environment.

Before You Start

Test cards only work in sandbox/test mode. They will fail in live mode.
Expiration date: Use any future month/year.
CVV/CVC: Use 3 digits for most cards and 4 digits for Amex.
Processor-specific: Use the right test numbers for your payment processor (Stripe vs. Authorize.net vs. NMI).

Reminder: A sandbox is a safe test environment where transactions are simulated—no real money and no real customer data.

Authorize.net Test Cards

Use these in the Authorize.net sandbox. Expiry can be any future date. CVV: 3 digits (most cards), 4 digits (Amex).

Amex: 370000000000002
Discover: 6011000000000012
JCB: 3088000000000017
Diners Club: 38000000000006
Visa: 4007000000027 / 4012888818888 / 4111111111111111
Mastercard: 5424000000000015 / 2223000010309703 / 2223000010309711

Follow along: Enable sandbox/test mode in your processor → use one of the test cards above → run a full checkout to confirm order creation, receipts, and automations.

Stripe Test Cards

Use these in Stripe test mode. Any future expiry date works. CVV: 3 digits (4 digits for Amex).

Visa: 4242424242424242
Visa Debit: 4000056655665556
Mastercard: 5555555555554444
Mastercard (2-series): 2223003122003222
Mastercard Debit: 5200828282828210
Mastercard Prepaid: 5105105105105100
Amex: 378282246310005 / 371449635398431
Discover: 6011111111111117 / 6011000990139424
Discover Debit: 6011981111111113
Diners Club: 3056930009020004 / 36227206271667
JCB: 3566002020360505
UnionPay: 6200000000000005 / 6200000000000047

Tip: When testing Stripe, confirm the full flow: successful charge → order created → receipt/invoice email → automation steps fired.

NMI Test Cards

Use these in the NMI sandbox. Expiry can be any future date. CVV is typically the first 3 digits of the card number (PAN).

Amex: 371111111111114
Diners: 3001111111111116
Discover: 6011111111111117
JCB: 35281111111111119
Maestro: 56410411111111113
Mastercard Credit: 5411111111111115
Mastercard Debit: 5511111111111114
Visa Credit: 4532111111111112
Visa Debit: 4751271111111118

Pro tip: If your NMI sandbox behaves differently, use the NMI sandbox rules for CVV/AVS exactly—some setups enforce stricter test outcomes.

Quick Testing Checklist

Confirm your integration is in test/sandbox mode.
Run a successful test purchase (product, invoice, Payment Link, or order form).
Verify the order/transaction is created in BizStackPro.
Confirm emails/receipts deliver to your test inbox.
Confirm automations (tags, pipelines, notifications) fire correctly.
Switch to live mode only after everything checks out.

Want to test payments before you launch?

BizStackPro makes it easier to validate your checkout flows, receipts, and automations so you can go live with confidence.

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Frequently Asked Questions

What are test card numbers used for?

They are dummy numbers used in sandbox environments to test payment processing safely before going live.

Can I use test cards in live environments?

No. Test cards only work in sandbox/test mode and should never be used for real transactions.

What expiration date should I use?

Use any future expiration date (month/year). If it’s in the future, it’s valid for testing.

What CVV/CVC should I use?

Use any 3 digits for most cards and any 4 digits for Amex.

Are test cards specific to each processor?

Yes. Use the correct test cards for Authorize.net, Stripe, or NMI—each sandbox is different.

What is a sandbox environment?

A sandbox is a secure test environment that simulates transactions without using real money or real customer data.

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Validate Your Payment Flow Before You Go Live

Run sandbox transactions end-to-end—checkout, receipts, order creation, and automations—so your live launch is smooth and predictable.

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Safer testing. Fewer surprises.

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